We know when it comes to purchasing mobile homes, getting financing can be more challenging. You might even doubt your capability as a borrower, whether due to credit score, funds needed for down payment or monthly payments. But what if we told you we can get you easy financing on almost any home we have for sale?
Our financing partners offer financing specifically for mobile homes and we have something for everyone – any credit score, low down payments and low monthly payments!
Check out our resources below and contact us if you’d like to learn more!
| QUESTON | ANSWER |
|---|---|
|
Pre-qualification? |
Yes, good for 90 days |
|
Credit score requirement: |
Any credit score |
|
Down payment: |
less than 600 = 10%, greater than 600 = 5% |
|
Current rates: |
10 – 12% |
|
Terms: |
10, 15 and 23 years |
|
Accepts trade-ins? |
Yes |
|
Time to close: |
30-60 days |
|
Remote close: |
Yes |
|
States available: |
Missouri, Pennsylvania |
| QUESTON | ANSWER |
|---|---|
|
Pre-qualification? |
Yes, good for 60-90 days |
|
Credit score requirement: |
575 or higher (will average scores with multiple |
|
Down payment: |
5-10%, depending on credit |
|
Current rates: |
8.1 – 12% |
|
Terms: |
10, 15 and 23 years |
|
Accepts rent credit or gifts? |
Yes |
|
Time to close: |
5-30 days |
|
Remote close: |
Yes |
|
States available: |
Missouri, Kansas, Illinois |
| QUESTON | ANSWER |
|---|---|
|
Pre-qualification? |
Yes, good for 90 days |
|
Credit score requirement: |
Any credit score |
|
Down payment: |
0-20%, depending on credit |
|
Current rates: |
8-10% |
|
Terms: |
Max 10 years |
|
Accepts trade-ins? |
Case by case |
|
Time to close: |
As soon as park approved |
|
Remote close: |
Yes |
|
States available: |
All |
If none of the above resources work with you, we have additional contacts such as Vanderbilt Mortgage and Finance and some local banks that will lend on mobile homes. Please inquire and we can connect you with someone who can help!
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